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In order to get started, select an account that works for you.

RITE Student Checking

A checking account specifically for Students with personal protection benefits and tools to help you save on things you purchase every day. (For applicants ages 14 – 17, this account is available to be opened with a Parent or Guardian in a branch only)

Applicant must be an active student aged 14 - 25. Students the age of 14 - 17 require a parent or guardian as a joint account owner
No monthly maintenance service charge until age 26, at the attainment of age 26 a $6 monthly maintenance service charge will be assessed
$25 minimum to open account
Early Pay (Direct Deposit)
Free ATMs Nationwide^
Online and Mobile Banking, including Mobile Deposits, Bill Pay & Zelle®
eStatements available
Buyer’s protection and extended warranty, ID theft aid, roadside assistance, health savings card, cell phone protection, amazing savings: shop local, save local*, $10,000 travel accidental death coverage

Statement Savings

This savings account offers interest, security, liquidity, and access. You receive an easy-to-read monthly statement and an ATM card. (For applicants under the age of 18, this account is available to be opened with a Parent or Guardian in a branch only)

No monthly maintenance service charge
$10 minimum to open account
Early Pay (Direct Deposit)
Online and Mobile Banking, including Mobile Deposits & Zelle®
eStatements available
Electronic transfer capabilities
ATM card available

Certificate of Deposit

A certificate of deposit is a popular way to save. Your high CD account rates are guaranteed over the term of the CD, which can range from six months to five years. CDs are for savers who can keep their money on deposit for set time periods, thereby gaining the maximum return on their savings. (For applicants under the age of 18, this account is available to be opened with a Parent or Guardian in a branch only)

$500 minimum to open account
No monthly maintenance service fee
Interest earned may be withdrawn at any time without penalty
At maturity, funds may be added, terms may be changed, and partial withdrawals are permitted
Online, Mobile and Telephone Banking (inquires only)
As with most CDs, there will be a penalty for early withdrawal
Fully insured by a combination of the FDIC and the DIF

Premier Money Market

With this account, you can keep your money liquid and enjoy the benefits of high interest rates. The higher the balance, the more you earn. (For applicants under the age of 18, this account is available to be opened with a Parent or Guardian in a branch only)

No monthly maintenance service charge
$1,000 minimum to open account
Early Pay (Direct Deposit)
Online and Mobile Banking, including Mobile Deposits & Zelle®
eStatements available
Electronic transfer capabilities
ATM card available

Simply Free Checking

Do you want a free checking account with eStatements?

Early Pay with direct deposit
Online and mobile banking, including bill pay
uChoose Rewards®+
Free eStatements
Credit monitoring
$25 minimum to open account
No monthly maintenance service charge, regardless of balance maintained
Massachusetts-designated 18/65 account

Classic Checking

Do you want to have access to free ATMs nationwide*?

Free ATMs Nationwide*
Early Pay with direct deposit
Round up to save with Making Cents^
Online and mobile banking, including bill pay
uChoose Rewards®+
Free eStatements
Credit monitoring
$25 minimum to open account
$10 monthly maintenance service charge
Go paperless and save $4 each month

Premier Checking

Do you maintain a daily minimum balance of $2,500 in your account?

Free ATMs Nationwide*
Interest on your checking balance
Preferred rates on select savings accounts
Early Pay with direct deposit
Round up to save with Making Cents^
Free Cornerstone Bank branded checks
Online and mobile banking, including bill pay
uChoose Rewards®+
Free eStatements
Credit monitoring
$25 minimum to open account
$12 monthly maintenance service charge. Waived each statement cycle when you maintain a $2,500 daily balance or a $5,000 combined daily balance in eligible accounts. See Personal Deposit Account Brochure for details.

Premier Savings

Our Premier Savings account is exclusively available to customers with an active Premier Checking account. When paired together, you can earn a higher interest rate, helping you make the most of your money.

Must be an active Premier Checking account customer
Earn higher interest rates
Early Pay with direct deposit
Receive eStatements or monthly statements
ATM card available
Electronic transfer capabilities
$10 minimum to open