Cornerstone Bank

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RITE Premium Checking
A checking account with personal protection benefits and tools to help you save on things you purchase every day.
  • Maintain a $1,000 minimum daily balance and we’ll waive the $8 monthly maintenance service charge.
  • $25 minimum to open account
  • Interest on your checking balance
  • Early Pay (Direct Deposit)
  • Unlimited ATM surcharge reimbursements, no minimum qualifications needed to automatically receive rebates
  • Online and Mobile Banking, including Mobile Deposits, Bill Pay & Zelle®
  • eStatements available
  • Buyer’s protection and extended warranty, ID theft aid, roadside assistance, health savings card, cell phone protection, amazing savings: shop local, save local*, $10,000 travel accidental death coverage
RITE Extra Checking
A checking account with personal protection benefits and tools to help you save on things you purchase every day.
  • Only $6 monthly maintenance service charge
  • $25 minimum to open account
  • Early Pay (Direct Deposit)
  • Unlimited ATM surcharge reimbursements, no minimum qualifications needed to automatically receive rebates
  • Online and Mobile Banking, including Mobile Deposits, Bill Pay & Zelle®
  • eStatements available
  • Buyer’s protection and extended warranty, ID theft aid, roadside assistance, health savings card, cell phone protection, amazing savings: shop local, save local*, $10,000 travel accidental death coverage
Basic Checking
Maintain a $100 minimum daily balance or enroll in direct deposits, and we’ll waive the $7 monthly maintenance service charge.
  • Free for customers 18 and under and 65 and over
  • $25 minimum to open account
  • Early Pay (Direct Deposit)
  • Online and Mobile Banking, including Mobile Deposits, Bill Pay & Zelle®
  • eStatements available
RITE Student Checking
A checking account specifically for Students with personal protection benefits and tools to help you save on things you purchase every day.
  • Applicant must be an active student aged 16 - 25. Students the age of 16 require a parent or guardian as a joint account owner
  • No monthly maintenance service charge until age 26, at the attainment of age 26 a $6 monthly maintenance service charge will be assessed
  • $25 minimum to open account
  • Early Pay (Direct Deposit)
  • Unlimited ATM surcharge reimbursements, no minimum qualifications needed to automatically receive rebates
  • Online and Mobile Banking, including Mobile Deposits, Bill Pay & Zelle®
  • eStatements available
  • Buyer’s protection and extended warranty, ID theft aid, roadside assistance, health savings card, cell phone protection, amazing savings: shop local, save local*, $10,000 travel accidental death coverage
Signature Money Market
With this account, you can keep your money liquid and enjoy the benefits of high interest rates. The higher the balance, the more you earn.
  • No monthly maintenance service charge
  • $1,000 minimum to open account
  • Early Pay (Direct Deposit)
  • Online and Mobile Banking, including Mobile Deposits & Zelle®
  • eStatements available
  • Electronic transfer capabilities
  • ATM card available
Statement Savings
This savings account offers interest, security, liquidity, and access. You receive an easy-to-read monthly statement and an ATM card.
  • No monthly maintenance service charge
  • $10 minimum to open account
  • Early Pay (Direct Deposit)
  • Online and Mobile Banking, including Mobile Deposits & Zelle®
  • eStatements available
  • Electronic transfer capabilities
  • ATM card available
Holiday Savings Plan
Like our Statement Savings Account, our Holiday Savings Plan earns interest, but this account is designed for you to save for the holidays. At the end of the term, we’ll mail you a check for the balance plus any interest earned on the account.
  • Account can be opened at any time
  • Statement mailed quarterly to track your progress
  • $10 minimum to open account
  • No monthly maintenance service charge
  • A check for the balance with interest earned is mailed to you in October
  • Automatic deposits can help you save even more
  • Online and Mobile Banking, including Mobile Deposits
  • Electronic transfer capabilities
9 Month Special Certificate of Deposit
A certificate of deposit is a popular way to save.  Your high CD rates are guaranteed over the term of the CD.  We offer convenient terms for CDs for period from 6 months through 5 years. CDs are for savers who can keep their money on deposit for set time periods, thereby gaining the maximum return on their savings.
  • New Investment
  • $500 minimum to open account
  • No monthly maintenance service charge
  • Interest earned may be withdrawn at any time without penalty
  • At maturity, funds may be added, terms may be changed, and partial withdrawals are permitted
  • Online, Mobile and Telephone Banking (inquiries only)
  • As with most CDs, there will be a penalty for early withdrawal
  • Fully insured by a combination of FDIC and DIF
Certificate of Deposit
A certificate of deposit is a popular way to save. Your high CD account rates are guaranteed over the term of the CD, which can range from six months to five years. CDs are for savers who can keep their money on deposit for set time periods, thereby gaining the maximum return on their savings.
  • $500 minimum to open account
  • No monthly maintenance service fee
  • Interest earned may be withdrawn at any time without penalty
  • At maturity, funds may be added, terms may be changed, and partial withdrawals are permitted
  • Online, Mobile and Telephone Banking (inquires only)
  • As with most CDs, there will be a penalty for early withdrawal
  • Fully insured by a combination of the FDIC and the DIF
8 Month CD