Products / Certificate of Deposit
Certificate of Deposit
A certificate of deposit is a popular way to save. Your high CD account rates are guaranteed over the term of the CD, which can range from six months to five years. CDs are for savers who can keep their money on deposit for set time periods, thereby gaining the maximum return on their savings.
- $500 minimum to open account
- No monthly maintenance service fee
- Interest earned may be withdrawn at any time without penalty
- At maturity, funds may be added, terms may be changed, and partial withdrawals are permitted
- Online, Mobile and Telephone Banking (inquires only)
- As with most CDs, there will be a penalty for early withdrawal
- Fully insured by a combination of the FDIC and the DIF